We understand that it can be disappointing when financing isn’t available to you. Please know that every application is carefully reviewed based on the information provided.
While every case is unique, here are the most common reasons why we're not able to work with every customer:
- Credit Requirements: Your current credit information or credit score did not meet the minimum requirements needed to move forward.
- Insufficient Credit History: We were unable to gather enough information from credit reporting agencies to generate a decision.
- Identity Verification: We could not verify your identity based on the information provided.
- Payment History with Elective: Our records show a history of late or unsuccessful payments with previous Elective loans.
- Location Availability: You currently reside in a state, province, or territory where Elective financing is not yet available.
- Age Requirements: You have not yet reached the age of majority in your specific jurisdiction.