[Elective Guide] - Approval Guidelines

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We're thrilled to be providing flexible payment plans to customers! To give you and your customers the best experience, we've prepared a set of general approval guidelines to help you send the right customers through for Elective:

  1. Location: Customers in the US (excluding California) and Canada are eligible for payment plans. Please see this article for more information about availability in California. 
  2. Credit Score: Customers will need a minimum credit score of 600.
  3. Debt: Customers must not be overburdened with monthly debt payments where payments exceed a majority of their monthly income.
  4. Income: Customers will need a nominal level of annual income. Most people retaining any full-time job will be able to pass our minimum threshold for income.

Please note that these guidelines are subject to change but we hope this gives you a more clear understanding of the types of customers eligible for Elective.


Need More Help?

We're happy to answer any questions you might have. Reach out to us at help@elective.com and we'll help you get up and running!

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